1/5/2024 0 Comments Reddit moneyspire![]() Some version of the classic "cash envelope" system might be helpful. ![]() I recommend more communication between the two of you regarding where all the dollars in your paychecks are going. Can I Please Get Some Opinion With My Budget? It should be obvious now that you're not functioning well as a one-income household if one person is acquiring debt while the other saves.But I love their branding and their strong commitment to teaching people. However, over time I started to like it less and less as I struggled to get it to match up with reality. What web app or website feels Magical or Sparks Joy? I really love a lot of stuff about YNAB, was a customer myself for a while.Although not free if you need more than 10 "pockets" which they call qubes. Beginning to lose faith…external deposit just never showed up If you do end up moving, the only fintech I've found that compares in the features you've mentioned is Qube ( ).Best alternative: pockets with virtual cards? Qube is your best choice at this point.To learn more about the innovative app, visit the Qube Money website. Qube Money will be available to qualifying customers in the U.S. With the help of Kid Cards, parents and children learn about responsible spending habits together. Qube Money also offers an effective tool for families to track spending across different family members. Couples can choose Qube Companion Cards to strengthen financial transparency and keep open communication about shared budgets. The app is engineered to support a variety of budgeting dynamics in the household. When money in a qube is insufficient, shoppers are empowered to make in-the-moment budgeting choices about a purchase. This unique budgeting app helps consumers avoid overspending. Consumers then set limits for different qube budgets, like groceries, clothing, and entertainment.Ī physical Qube Money debit card gives shoppers access to their pre-budgeted qube funds. The app modernizes the outdated envelope budgeting system of previous generations by digitizing budgets into “qubes”. This unique banking experience puts intention at the core of each transaction making it easy for Americans to make purposeful decisions about their budgets in real-time. Qube Money’s new app combines its digital cash envelope budgeting method with a full banking suite. For Windows, Mac, iOS and Android.Qube Money is a fintech startup company located at the base of silicon slopes in Pleasant Grove, Utah. MoneyWiz - The cross-platform finance app with sync. YouNeedABudget - Personal home budget software built with Four Simple Rules to help you quickly gain control of your money, get out of debt, and reach your financial goals! Mint - Free personal finance software to assist you to manage your money, financial planning, and budget planning tools. Money Manager Ex - Money Manager Ex is a free, open-source, cross-platform, easy-to-use personal finance software. GnuCash - A personal and small-business financial-accounting software, licensed under GNU/GPL and available for Linux, Windows, Mac OS X, BSD, and Solaris. Quicken provides a navigable interface where you can organize your debit, credit, and savings, and build good habits accordingly. Quicken - Stay in control of your monthly cash flows, budgets, and expenditures. What are some alternatives? When comparing Moneyspire and HomeBank, you can also consider the following products Show HN: TopHat Finance – free, open, and offline I use but I also don't need too many features.Best apps for logging and categorising expenditures? I love and while completely free, I admit it won't be for everyone.Actual is going open-source What is a good desktop-first budgeting application? I've been using Homebank for a few years now but I'm open to suggestions.My family has spent too little or too much) it's okay to not know all the expense items. I think for personal finances, it's perfectly fine to just record monthly total expenses as a bulk sum, for each account. GnuCash I used to use HomeBank (), now just a LibreOffice spreadsheet.I also find that it is useful to track the database file. The only quirk is that one of my accounts uses a non-standard ordering for its csv file which needs fixing before HomeBank will accept it since the import UI is limited. Gnucash – open-source accounting software for personal and small businesses I use HomeBank because I find the UI a lot simpler than GnuCash and importing mostly just works, with pretty good automatic category assignment that lets you use regular expressions.
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